Frequently Asked Questions about Pay Day Loan Advances

Here are the answers to the most commonly asked questions about pay day loan advances.

What is a pay day loan advance?

A pay day loan advance is a small, short-term loan against your paycheck that helps fill gaps in cash flow between paydays. A pay day loan advance is ideal for covering emergency expenses until your next paycheck arrives.

How do I request a pay day loan advance?

You can sign up for a pay day loan advance by clicking "start now" anywhere you see it on our site. This will take you to our free online form, which will take only two or three minutes to complete. The form will ask you for some basic employment, contact, and bank account information. Once you sign up we will match you with a lender in no time!

What do I need to qualify for a pay day loan advance?

You will need to be at least 18 years old, a U.S. citizen, have a current checking or savings account, be currently employed or have another source of regular income, have a direct deposit feature on your bank account, and make at least $1000 per month. If you meet these requirements, you will qualify for a pay day loan advance. These requirements may vary from lender to lender.

How large of a pay day loan advance can I get?

Most lenders will allow you to take out a payday loan of up to $1500. Check with your lender for the exact amount of a loan you are able to recieve.

When will I receive my pay day loan advance?

If you request your pay day loan advance during regular business hours, you will usually have access to your funds by the next possible business day. That means, for most customers, your money will be waiting in your account by the time you wake up the following morning.

Pay day loan advances should only be used for emergencies. If you have a budget problem, please visit our money management page.